Alternative Loans

Alternative, or private, loan programs are designed to bridge the funding gap when savings, grants, federal loans, and other resources are not enough, or simply not available. YSU encourages all students to file the Free Application for Federal Student Aid (FAFSA) and exhaust all eligibility for federal funds before applying for alternative loans. Alternative loans are provided by private lenders and approval is based upon the credit worthiness of the borrower and/or co-signer.

Application Steps

  1. Explore all Federal Loan options first; visit the Office of Financial Aid and Scholarships for eligibility information.
  2. Click the links below to continue to an external site that provides the current lenders offering private loan products.  Terms, interest rates, fees and loan procedures are provided for each lender.  The information on the web site is provided and kept current by Great Lakes, a student loan servicer.  Borrowers should read the information provided at time of application carefully and ask questions of the lender they select.

Student borrower, click below to review and select a Student Alternative Loan provider

Student Borrower
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Parent Borrower, click below to review and select a Parent Alternative Loan provider.

Parent Borrower
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